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You can Buy Insurance Policy From
Care
MaxBupa
Star
Royal Sundaram
Universal Sompo
Aditya Birla
Edelweiss
New India
Reliance
Tata AIG
Bajaj Allianz
Liberty
IFFCO Tokio
ManipalCigna
ICICI Lombard
Future Generali
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HDFC
ERGO
SBI
National
Cholamandalam MS
Oriental
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HDI
DigitAcko etc
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Critical Illness Insurance
What is critical illness insurance? A critical illness health insurance is a benefit cover that pays the insured in a lump sum on diagnosis of a critical illness as specified in the policy document. One can use this lump sum amount to meet the treatment expenses, pay off debt, replace lost income, or make the necessary lifestyle changes for recovery if any.
You can be covered under a critical illness insurance policy by purchasing it on your own or under the one offered to you by your employer as a voluntary benefit. Also, you can add it under a life insurance plan, if you have any, which may save you some money too.
LessBest Critical Illness Insurance Policy in India for June 2021
There are several health insurance plans in the market that cover critical illnesses and offer other benefits to the policyholders as well. To know more about these plans, refer to the table below:
Health Insurance Company
Plans
Benefits
HDFC Ergo General Insurance
Critical Illness Insurance
- Cover for 15 Critical Illnesses
- Payment in Lump sum, For a Term of 1 or 2 Years
Reliance General Insurance
Critical Illness Insurance
- 10 Life Threatening Critical Illnesses
- Along With Other Benefits Like Wide Sum insured Options
Star Health And Allied Insurance
Criticare Plus
- Daycare Procedures
- Emergency Ambulance Expenses
- Non-Allopathic Treatments
Bajaj Allianz General Insurance
Critical Illness Plan
- Cover for 10 Critical Illnesses Including Cancer, Heart Attack, etc.
- Expenses Incurred on Treatment in India And Abroad
Universal Sompo General Insurance
Critical Illness Policy
- Cover for 11 Critical Illnesses Along With Surgical Procedures, etc.
Aditya Birla Health Insurance
Cancer-Secure
Cover for early, major, and advanced stage cancer- 50% sum insured in case of early stage cancer
- 100% of sum insured is paid on case of major stage cancer
- 150% of sum insured is paid in case of advanced stage cancer
Bharti AXA General Insurance Company Limited
SmartHealth Critical Illness
- Hospital cash allowance
- Domiciliary hospitalisation expenses
- All daycare procedures
Cholamandalam MS
Critical Healthline Policy
- Cover for 10 critical illnesses under standard policy
- Cover for 12 critical illnesses under advanced policy
- Ambulance expenses
Raheja QBE General Insurance
Cancer Insurance
- Payment in lump sum on acceptance of cancer
- Expenses related to pre-policy medical screening for up to 50%
ManipalCigna Health Insurance
Lifestyle Protection Critical Care Insurance Plan
- Coverage of 15 and 30 major illnesses under Basic and Enhanced plans respectively
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