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You can Buy Insurance Policy From
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MaxBupa
Star
Royal Sundaram
Universal Sompo
Aditya Birla
Edelweiss
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IFFCO Tokio
ManipalCigna
ICICI Lombard
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HDFC
ERGO
SBI
National
Cholamandalam MS
Oriental
United India
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What is Arogya Sanjeevani Policy?
 
Arogya Sanjeevani Policy is a Standard Health Insurance Product (SHIP) set by the Insurance Regulatory and Development Authority of India (IRDAI) from April 01, 2020. This new plan aims to simplify health insurance for people by providing them with a basic and standard plan that will be offered by all health insurance companies with exactly the same benefits.
The only difference in the Arogya Sanjeevani health insurance policy offered by different health providers is in the plan’s premium quoted by them and the services offered during the purchase process, claim settlement and other related processes.
Types of Arogya Sanjeevani Policy
The following two types of health insurance plans are offered under the Arogya Sanjeevani Health Insurance Policy:
1. Individual Plan
As the name suggests, this type of plan allows only 1 policyholder as the beneficiary.
2. Family Floater Plan
Under family health insurance plans, the proposer can include their legally-wedded spouse, dependent children, parents, and parents-in-law under the plan for a fixed sum insured against a single premium.
A 5% discount is available when more than one member is covered under a single proposal with an individual sum insured.